As a GEICO auto insurance customer for over 5 years now, I’ve learned a thing or two about paying my bill conveniently and avoiding any late fees. Below I’ll walk through some of the most frequently asked questions I had when first setting up bill pay for my GEICO policy.
Whether you prefer automatic payments, mailing checks, paying on the GEICO app, or another method, read on for tips to make paying your GEICO auto insurance bill quick and easy.
How Do I Sign Up For Auto Pay Through GEICO?
The easiest way to pay your GEICO bill on time is to enroll in auto pay Here’s how I set it up when I started my policy
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Log into My Account on geico.com or the GEICO app
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Go to Billing > Payment Options
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Select Auto Pay
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Choose bank account or credit/debit to withdraw from
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Pick the day of the month for payments
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Review and submit the enrollment
Once enrolled, GEICO automatically withdraws my payment on the due date so I never miss coverage. Love the convenience of auto pay!
Can I Pay My GEICO Bill On The Mobile App?
The GEICO app makes paying my bill super fast no matter where I am. I just open the app, go to My Policy, and select Make Payment.
I can pay with Apple Pay, a linked card, or new card details. The app also stores my info to speed up future payments.
Paying through the intuitive GEICO app takes just minutes. I get instant payment confirmation and peace of mind.
What Are My GEICO Bill Payment Options By Mail?
I mail payments to GEICO when I want to pay by check or need to meet a cancellation notice deadline.
For regular bills, I mail my check to:
GEICO Remittance Center
P.O. Box 70776
Philadelphia, PA 19176-0776
For cancellation notice payments, I mail to:
GEICO Remittance Center
P.O. Box 70775
Philadelphia, PA 19176-0775
I include my policy number on the check and mail a few days early to ensure on-time payment. Mailing lets me pay my GEICO bill without fees.
Can I Pay My GEICO Bill Over The Phone?
GEICO offers a few ways to pay over the phone if that’s easiest for me:
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Call (800) 932-8872 to use the automated Phone Pay system
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I can store payment info in the system for future calls
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Talk to a GEICO agent to process a payment during business hours
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Use my checking account number to pay from my bank account
Paying by phone takes just a quick call when I don’t have access to the app or website. The agents are very helpful guiding me through.
How Do I Avoid Late Fees And Lapsed Coverage?
I take a few steps to prevent headaches from late payments on my GEICO policy:
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I enrolled in hassle-free auto pay to ensure on-time payment
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I update my contact info to get billing reminders from GEICO
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I review statements closely and pay a few days before the due date
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If needed, I call GEICO to request a one-time extension
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I read cancellation notices closely and meet the deadline
Staying organized prevents any coverage lapse or hit to my wallet from a late fee!
It’s your money; make your car insurance payments your way.
Get important information about car insurance payments and how to pay your auto policy premiums. You can pay your GEICO car insurance bill in a number of different ways, such as all at once or over time. Just determine the best car insurance payment option for you and well provide the details.
Auto Insurance Payment Plans
It couldnt be easier. Paid the full policy premium by the start date of the policy, and you’re done! You won’t have to pay any installment fees either. ).
- You will be able to pay installments equal to 50% of your total car insurance premium starting from the policy’s start date. Then, pay the rest of the premium two months later.
- Three payments: On the first day of your car insurance policy’s coverage period, pay twenty-four percent of the total premium. Two more payments of 30% each will be due one and two months after the date of effect.
- 1. Pay your car insurance premium in installments. 2. Pay only 25% of your premium on the day your policy starts. The three remaining 2025 payments are due in January, February, and March, three months after the effective date.
- Pay 25% of your premium at once (only for new policies). Make your first payment of 25% of your total premium on the date your policy starts. Then make four additional payments of 18. 75 percent every month for the four months after the start date
- Payments can be made in five installments with auto-pay. Make a one-time payment of 2020% of your total premium and divide the rest into four equal payments every month. We’ll take each payment automatically from a bank account or credit card.
- Pay Six Installments (Only for Renewals): If you want to renew your policy, we’ll charge you sixteen. This policy covers 66% of the total premium paid one month before it goes into effect. Then, five additional payments of 16. Sixty-seven percent is due every month for the next five months.
- Pay in six installments with Auto Pay. Spread out your monthly fee over six months with our True Monthly Pay Plan (16). 67% of the total amount due will be due every month, and we will automatically take each payment from a bank account or credit card.
Please Note: Certain payment plans may not be available in all states. In the event that you choose to pay your premium over time, you might have to pay an extra fee for each payment. The fee amount will be shown on your billing statements and is subject to change. Florida policies from GEICO or GEICO General that only cover property damage and/or personal injury protection (PIP) must be paid in full.
INSURANCE Interview Questions and Answers (Insurance Clerk, Insurance Broker, Agent & Manager)
FAQ
Does GEICO give a discount for autopay?
Automatic Payment Options Once enrolled, your payments will be automatically processed according to the schedule you select. Plus, if you enroll in EFT, you could save up to $36 a year on reduced installment fees.
Is GEICO overcharging?
Reuters reported that a federal judge said GEICO, the car insurance company owned by Warren Buffett’s Berkshire Hathaway, would not have to deal with class-action claims in a lawsuit that said it overcharged policyholders during the early stages of the COVID-19 pandemic.
What is true monthly GEICO auto pay?
Split your premium over 6 months with our True Monthly Pay Plan (16. 67% of the total amount due is due every month, and we’ll take each payment automatically from a bank account or credit card.
Does GEICO have a grace period for payment?
If you forgot to pay your GEICO car insurance bill, you can still do so as long as it’s less than nine days past the due date. You won’t be charged any extra fees, and your policy will stay active.
Does GEICO offer automatic payments?
Geico wants to make the payment process as easy and smooth as possible, no matter what method you prefer: online payments are quick and easy; traditional mail payments are safe and reliable; or phone payments give you a personal touch. Geico offers the convenience of setting up automatic payments, also known as Auto Pay.
How do I pay my Geico car insurance bill?
You can pay your GEICO car insurance bill in a number of different ways, such as all at once or over time. Just determine the best car insurance payment option for you and we’ll provide the details. Pay your bill in full. It couldn’t be easier. Just pay the full policy premium by the policy effective date and you’re done!.
What is a Geico car insurance policy?
Your GEICO car insurance policy is a comprehensive document that outlines the terms and conditions of your coverage. If you want to know what your rights and responsibilities are as an insured driver, you should learn about its main parts. When it comes to car insurance, knowledge is power.
Can GEICO change my car insurance policy?
If you change your mind about your GEICO car insurance policy, you can get new coverage that fits your needs. However, there are certain guidelines you should be aware of before proceeding. When it comes to car insurance, it’s important to have coverage that aligns with your specific needs.
What if I Lost my GEICO insurance payment stub?
When it’s time to pay the premium, you can tear off the payment stub, write a check or get a money order for the amount you owe, and mail the payment in the envelope that was given to you. To send money back to GEICO Insurance, go to One GEICO Plaza, Bethesda, MD 20810-0001 if you lost your envelope.
Should I pay my GEICO premium in advance?
Geico knows how important it is to pay on time, so it’s best to send your payment a long time before the due date to give enough time for processing and delivery. You can be sure that your payment is on its way and will be processed quickly if you send your premium payment by mail.