As an Xcel Energy customer in Minnesota, you have several convenient options to pay your electric and/or natural gas bill Pay online, through the mobile app, by phone, in person, or by mail Read on to learn the various ways to pay your Xcel Energy bill in MN.
Activating Your Xcel Energy Online Account
To access online bill pay. you’ll first need to create an online account
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Go to xcelenergy.com and select “My Account”
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Click on “Register”
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Enter your Xcel Energy account number, email, and phone number
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Create a username and password
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Accept the terms and conditions
Once registered, you can log in anytime to view and pay your bill.
Paying Your Bill Online
Xcel Energy offers a few different options for paying your bill online:
- Through your online account – Fast and free
- Via MyCheckFree – Pay directly on your bank’s website
- With a credit/debit card – Fees apply
To pay through your online account:
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Login at xcelenergy.com
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Click “My Bills”
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Select account and pay full or custom amount
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Enter payment details and submit
Online payments process within 1 business day.
Setting Up Auto Pay
For even more convenience, enroll in auto pay to have Xcel Energy automatically deduct your bill payments each month. To set up:
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Go to “My Profile” section of your online account
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Select auto pay and choose your payment method
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Pick date and amount (full or minimum due)
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Review and submit your enrollment
Paying by Phone
To pay your Xcel bill by phone, call 800-895-4999. Choose the automated system or speak with an agent. You can pay with:
- Checking/savings account – Free
- Debit/credit card – Fees apply
Have your account number ready. Phone payments process almost instantly.
Paying in Person
Visit any of the Xcel pay stations across Minnesota to pay your bill in person. Bring your account number or bill stub. Cash and money orders are accepted. A $1.50 fee per bill paid applies.
Paying by Mail
Mail your payment coupon and check or money order to:
Xcel Energy P.O. Box 9477Minneapolis, MN 55484-9477Allow 5-7 days for mailed payments to process.
Budget Billing
For consistent monthly bills, enroll in Budget Billing. Your payment stays the same each month based on your average usage.
Payment Methods Accepted
Xcel Energy offers various ways to pay your bill:
- Checking/savings account – Free
- Debit/credit card – Fees apply
- Cash and money orders
- Automatic bank draft
Avoid Late Fees
You can avoid late fees by paying your Xcel Energy bill on time. Payment is due by the due date shown on your bill. Late fees on unpaid balances are:
- Residential – $8
- Business – 1.5% of past due balance
Enroll in auto pay or schedule one-time payments through your online account to prevent late fees.
Xcel Energy Bill Pay Benefits
Paying online provides Xcel Energy customers with:
- Fast, easy, and secure bill payment
- Access billing and payment history
- Avoid late fees by scheduling payments
- Go paperless to save time and resources
- Manage account and payments on the go
Be sure to take advantage of the variety of bill pay options offered by Xcel Energy in Minnesota to choose what works best for you!
Ways to Pay Your Bill
Weve partnered with BillMatrix to offer convenient, completely secure bill payments. A $3.45 transaction fee applies to each payment (Xcel Energy does not benefit from this fee).
Go paperless, pay directly from your checking account, and even set up email alerts and recurring payments.Learn More
Auto Pay means no late fees and no worries. Your payment will automatically post to your account on the due date and a withdrawl will be directed to the bank account you provide.Learn More
View your bill and pay online 24 hours per day at your bank site.Learn More
Call 1-800-895-4999 to make a one-time payment using your checking/savings account or debit/credit card.
Our automated phone system is a secure, hassle-free, cost-free way to make a one-time payment using a checking or savings account. You may also make a one-time payment over the phone using a credit card.
Please be prepared with the following information:
- Your complete account number
- If you plan to use a checking or savings account youll need the routing transit number (identifies your bank, credit union, or financial institution) as well as your checking or savings account number
Our pay-by-phone option is not available for automatic recurring payments. To take advantage of automatic recurring payments, please sign up for eBill or Auto Pay.
You can pay your energy bill in person at any of our convenient Pay Stations. Heres what you need to know:
- Youll need to provide your Xcel Energy account number or your bill stub
- You may choose to pay using cash or a money order
- If you have more than one Xcel Energy bill, you can pay them all with a single money order
- A transaction fee of $1.50 applies for each bill paid
Send your payment, along with the payment stub, to:
Xcel Energy P.O. Box 9477 Minneapolis, MN 55484-9477
We include a pre-addressed return envelope with your monthly bill. To pay your bill via U.S. mail, enclose your payment and bill stub, add a stamp, and drop it in the mailbox. Misplaced your return envelope? It happens. Simply mail your payment and bill stub to the address above.
Go paperless, pay directly from your checking account, and even set up email alerts and recurring payments.Learn More
Auto Pay means no late fees and no worries. Your payment will automatically post to your account on the due date and a withdrawl will be direted to the bank account you provide.Learn More
View your bill and pay online 24 hours per day at your bank site.Learn More
Call 1-800-895-4999 to make a one-time payment using your checking/savings account or debit/credit card.
Our automated phone system is a secure, hassle-free, cost-free way to make a one-time payment using a checking or savings account. You may also make a one-time payment over the phone using a credit card.
Please be prepared with the following information:
- Your complete account number
- If you plan to use a checking or savings account youll need the routing transit number (identifies your bank, credit union, or financial institution) as well as your checking or savings account number
Our pay-by-phone option is not available for automatic recurring payments. To take advantage of automatic recurring payments, please sign up for eBill or Auto Pay.
You can pay your energy bill in person at any of our convenient Pay Stations. Heres what you need to know:
- Youll need to provide your Xcel Energy account number or your bill stub
- You may choose to pay using cash or a money order
- If you have more than one Xcel Energy bill, you can pay them all with a single money order
- A transaction fee of $1.50 applies for each bill paid
Send your payment, along with the payment stub, to:
Xcel Energy P.O. Box 9477 Minneapolis, MN 55484-9477
We include a pre-addressed return envelope with your monthly bill. To pay your bill via U.S. mail, enclose your payment and bill stub, add a stamp, and drop it in the mailbox. Misplaced your return envelope? It happens. Simply mail your payment and bill stub to the address above.
Sign In to My Account
- View and pay your bill
- Track energy use
- Sign up for outage alerts and notifications
- Download the mobile app
Xcel Energy – Understanding Your Bill
FAQ
How to pay Xcel Energy bill by phone?
What number do I call to pay my Minnesota energy bill?
You can also make a payment by calling 800-206-6574. If you’d like to pay your bill online for FREE, sign up for Paper-free billing.
What is the phone number for Xcel Energy credit?
Once we receive your rebate application, it will be entered into our database within two business days. You can call us at 1-800-895-4999 at any time thereafter to check on the progress of the rebate. We make every effort to thoroughly review your rebate application in a quick and efficient manner.
How many customers does Xcel Energy have?
Adrian Rodriguez is the CEO of Xcel Energy’s Southwestern Public Service Company (SPS) in New Mexico and Texas. SPS is a fully owned subsidiary of Xcel Energy Inc. that provides retail electricity to 400,000 customers in western Texas and eastern New Mexico, as well as wholesale electricity and interstate
How do payments to Xcel Energy’s bank accounts work?
Through a series of steps linked to the billing system, customers send money to Xcel Energy’s bank accounts. The payments are electronically sent to the account numbers that the customers gave us through the CTX addenda records that were sent with the funds transfer.
How can I pay my Xcel Energy Bill online?
To pay your Xcel Energy Bill online, visit xcelenergy. com and click on the link to BillMatrix. You can pay online by following these steps: Visit xcelenergy. com and click on the link to BillMatrix. Please note: There is a $3. 45 transaction fee that applies to both phone and online payments. The maximum payment allowed for each credit card transaction is $3,000.
How do I obtain Xcel Energy’s EFT bank account number?
To obtain Xcel Energy’s EFT bank account numbers, please email CustReceive@xcelenergy. com. Have the account number available and note it on any payment documentation for all payment options. The hard copy invoice will be sent to you via U. S mail in the coming days.
How do I send a remittance stub to Xcel Energy?
Email your remittance stub to Xcel Energy with your account number written on the memo line of the check. Then, send it overnight via FedEx, UPS, or USPS to: Xcel Energy Attn: Remittance Processing 414 Nicollet Mall, 3rd Floor Minneapolis, MN 55401-1993 Overnight delivery contact phone number: 612. 330. 5593.
How can I Stay on track with my energy bill payment?
Stay on track with a clear installment schedule. Need help paying your energy bill? Check out the energy assistance programs and resources available to you. Have your bill payment automatically deducted so your payments will always be on time. Navigate our interactive bill, click through sections and pick up on details you may have missed before.
How do I Manage my energy bill?
Streamline your bill payment with plans to manage your monthly costs. Make it easy on your budget and spread your balance over six months. Stay on track with a clear installment schedule. Need help paying your energy bill? Check out the energy assistance programs and resources available to you.