How to Pay Your NJM Insurance Bill Online or Through the Mobile App

Paying your NJM insurance premiums on time every month is crucial to keep your policy active and avoid any lapses in coverage. NJM makes it easy to pay your bill quickly online or through their mobile app. In this comprehensive guide I’ll outline the benefits of paying online, walk through the registration and payment processes, and provide tips for managing your account.

Why Pay Your Insurance Bill Online?

Taking advantage of NJM’s online and mobile payment options has many advantages compared to mailing in a check:

• It’s fast, convenient and payments can be made 24/7. No need to write and mail paper checks each month.

• Payments are processed immediately so there’s no chance of your bill payment getting lost or delayed

• It’s more secure than sending your payment info through the mail. NJM uses encryption to protect your data.

• Set up automatic recurring payments to ensure your bill gets paid on time every month, preventing lapses in coverage.

• Access current and past billing statements whenever you need them.

• Go paperless to reduce clutter and help the environment.

• Payments can be made through the NJM mobile app anywhere, anytime.

• Registration is free, easy and only takes a few minutes.

Paying your bills online provides convenience, security, and peace of mind. Let’s look at how to get started.

How to Register for Online Bill Pay

Registering for online bill pay with NJM Insurance takes just a few minutes:

1. Go to www.njm.com/payments and click “Register” in the top menu.

2. Select whether you’re registering a personal or business account.

3. Enter your policy number and ZIP code as listed on your statement.

4. Create a username and password. Make sure your password is secure.

5. Provide personal details like your name, email address, phone number, and mailing address.

6. Select and answer two security questions in case you ever forget your password.

7. Agree to the website terms of use.

8. Verify your email address by clicking the confirmation link sent.

Once your account is created, you’ll have full access to pay bills, set up recurring payments, go paperless, and more at any time!

Paying Your Bill Through the Online Account

Here are the quick steps to pay your NJM insurance bill through your online account:

1. Go to www.njm.com/payments and log into your account.

2. Click on “Make Payment” in the top menu.

3. Select your payment amount. Choices include minimum due, total due, or a custom amount.

4. Enter your credit card or bank account information.

5. Review the payment details and submit the payment.

6. You’ll receive a confirmation email with the transaction details.

The whole process only takes a minute or two once logged into your online account. Much faster than writing and mailing a paper check!

Paying Through the Mobile App

For even more convenience, download the NJM mobile app for iOS or Android. You can quickly pay bills at any time from your smartphone.

To pay through the mobile app:

1. Open the app and log into your account.

2. Tap on “Make Payment” from the menu.

3. Select your payment amount and submit your card or bank account information.

4. Review and confirm the payment.

5. You’ll receive instant confirmation when the payment processes.

Paying through the app makes managing your bills easy even when you’re on the go.

Setting Up Automatic Payments

For maximum convenience, set up automatic recurring payments through your NJM account. Here’s how:

1. Log into your NJM account and click “Manage Auto Pay” from the menu.

2. Choose whether to pay from a credit/debit card or bank account.

3. Enter your payment account information.

4. Select the day each month you want payments to process automatically.

5. Pick whether to pay a fixed amount or total due each month.

6. Review and submit the request.

Once automatic payments are active, your insurance bill will be paid on time every month like clockwork with no effort on your part. One less thing to remember each month!

Avoid Late Fees and Lapsed Coverage

Paying online helps you avoid costly penalties for late payments, including:

• Late fees typically around $20. These can add up over time.

• Lapsed or cancelled coverage if you miss a payment.

• Potential rate increases at renewal for multiple late payments.

Don’t risk late fees, cancellations, or higher premiums down the road. Use NJM’s convenient online and mobile options to pay your insurance bill quickly and on time every month.

Access Billing Statements and Payment History

Your NJM online account also makes it easy to view current and past billing statements anytime. Just log in and click “Documents” to access PDFs of your statements.

You can also see payment history and access receipts by clicking on “Payment History” and selecting the payment date.

Having access to billing statements and payment confirmations 24/7 is very convenient.

Get Started with Online Bill Pay Today!

Paying your NJM insurance premiums online is fast, easy, and secure. Sign up for online bill pay today to gain anytime access to your account, make payments in minutes, set up automatic payments, go paperless, and more. Keeping your policy active and preventing lapses in coverage has never been simpler.