How to Pay Your Merrick Bank Credit Card Bill Online

Having a credit card from Merrick Bank comes with the responsibility of making sure you pay your bill on time each month Merrick offers several convenient options for paying your credit card bill online or through the mail, Read on for a step-by-step guide on how to pay your Merrick Bank credit card bill through their online portal,

Getting Started with the Merrick Bank Website

The first step is accessing the Merrick Bank website and logging into your account Here’s how

• Go to https //logon.merrickbank.com/ in your web browser. This will bring you to the Merrick Bank log in page

• Enter your Merrick Bank User ID and Password, then click “Log In.” If you’ve forgotten your login info, you can click “Forgot username or password?” to reset it.

• Once logged in, you’ll be taken to the Merrick Bank Cardholder Center, which is the hub for managing your account online.

Now that you’re logged in, it’s time to pay your bill.

Locating Your Current Credit Card Balance

Before making a payment, you’ll want to know your total balance due. Here’s how to find it:

• On the Cardholder Center home page, locate the “Account Summary” box.

• This box will display your current balance, along with other key details like your credit limit, available credit, and minimum payment due.

• Review your current balance so you know how much you need to pay.

• You can click “See Details” to get a full transaction breakdown if needed.

Making a One-Time Payment

Merrick Bank offers two ways to make a one-time credit card payment. You can pay from an external bank account, or pay directly from a Merrick deposit account if you have one.

To pay from an external account:

• From the Cardholder Center home page, click on “Pay Bill” in the upper right corner.

• On the next page, choose “Pay Now” and enter your payment amount.

• Select the external bank account you want to debit for the payment.

• Verify the details and click “Continue.”

• Review the final page and submit the payment.

To pay from a Merrick deposit account:

• Follow the same initial steps, but at the payment source selection, choose your Merrick deposit account.

• The funds will be immediately debited from that account.

Either way, your payment will typically process in 1-2 business days.

Setting Up AutoPay

While one-time payments work, setting up automatic monthly payments ensures you never miss a payment. Here are the steps to establish recurring auto-pay with Merrick Bank:

• From the Cardholder Center home page, click on “Pay Bill” then “Manage AutoPay Accounts.”

• Click the button to enroll in a new automatic payment plan.

• Choose the account you want payments to debit from each month.

• Pick the day of the month you want payments to process on each month.

• Indicate the payment amount. Checking “Minimum payment” will pay at least the minimum due each month.

• Review the confirmation page and submit to complete auto-pay enrollment.

Now your credit card bill will be paid automatically each billing cycle!

Payment Methods and Delivery Times

Merrick Bank offers multiple ways to pay your credit card bill:

• Online – As outlined above, you can pay directly on MerrickBank.com via ACH transfer from a bank account or internal transfer from a Merrick deposit account.

• Phone – Call 1-800-204-5977 and follow the prompts to pay with an agent over the phone using your bank account details.

• Mail – Send a physical check or money order payable to Merrick Bank to the payment address printed on your monthly statement. Allow 5-7 days for mail delivery.

• In person – Visit a Merrick Bank branch or retailer who accepts Merrick credit card payments.

No matter which option you choose, be sure to schedule your payment to arrive by the monthly due date to avoid late fees and interest charges. Setting up auto-pay takes the guesswork out of paying on time.

Payment History and Confirmation

The Merrick Bank website makes it easy to confirm your payment history and track when payments have posted:

• From the Cardholder Center home page, click on “Statements” to see PDFs of past statements.

• Click on “Account Activity” to view real-time transaction details, including recent payments.

• Pending payments will display here before final posting to your account.

Monitoring your account activity ensures your payments are being applied as expected. You can also opt into payment confirmations via email, text or both when making one-time payments.

Paying your credit card bill with Merrick Bank online is quick, easy and secure. Sign up for automatic payments to simplify bill pay even further. Responsibly managing your account will help build your credit history over time.