How to Pay Your Molina Health Insurance Bill Online and Other Ways

Paying your health insurance premiums on time is important to keep your coverage active. Molina Healthcare offers several convenient payment options to fit your needs In this article, I’ll explain the different ways you can pay your Molina health insurance bill

Online Payment

The easiest way to pay your Molina premium is online through the member portal. Here’s how to pay your Molina bill online:

• Go to wwwmolinahealthcare.com and click on “Member Login” at the top right

• Log into your account with your username and password. If you don’t have an account yet, you can register on the login page.

• From your account homepage, click on “Make a Payment” on the left side.

• On the payment page, enter your payment details including the amount and payment method. Molina accepts Visa, Mastercard, Discover, and American Express credit/debit cards.

• Click “Continue” to submit the payment. Make sure your payment amount matches what’s due to avoid issues.

• You’ll receive a confirmation page and email after the payment processes successfully.

Paying online is fast, easy, and secure. The payment typically processes right away so your coverage stays active.

Pay by Phone

You can also pay your Molina premium over the phone using Molina’s automated payment system.

To pay by phone:

• Call (800) 665-3072. This number is specifically for payments.

• Follow the prompts to route your call to make a payment.

• Have your member ID number, payment amount, and credit/debit card ready to complete payment.

• After the payment goes through, you’ll receive a confirmation number for your records.

Molina’s pay by phone system is available 24/7 for your convenience. Paying over the phone only takes a few minutes.

Pay by Mail

If you prefer to pay by check or money order, you can mail your payment to:

Molina Healthcare PO Box 22816Long Beach, CA 90801

Be sure to include your member ID number on the check or money order. Allow 7-10 days for mailed payments to process. Only send checks or money orders by mail, do not mail cash.

Pay in Person

You can also bring your payment to a Molina Healthcare Payment Center to pay in person. Molina has Payment Centers located in:

• Long Beach, CA
• Farmington, MO
• Columbus, OH

Visit a Payment Center during open hours to make a cash, check, or money order payment. Your payment will process right away.

Bring your member ID card and payment details when visiting a Payment Center.

Pay at MoneyGram

Molina also accepts payments through MoneyGram. To pay with MoneyGram:

• Bring your payment to any MoneyGram location. You can find locations at MoneyGram.com.

• Provide the cashier with the Receive Code 14355 and Routing Number 3020-8888.

• Your payment will apply to your Molina account automatically in 1-2 business days.

• Keep your receipt as proof of payment.

MoneyGram allows you to pay with cash and avoid credit/debit card fees.

When to Pay Your Bill

It’s important to pay your Molina premium on time each month to keep your health coverage active.

Your payment is due by the date listed on your monthly invoice. Print your invoice from your online account to see your due date.

If paying after the due date, your account may become past due. This could disrupt your coverage. Avoid issues by paying on time every month.

I recommend setting a monthly reminder on your calendar to pay your Molina bill. You can also set up autopay from your checking account to pay automatically.

How Much to Pay

Your monthly premium invoice shows your exact amount due for that month’s coverage. Be sure to pay the full invoiced amount to avoid an underpayment.

Log into your Molina account and click on “Make a Payment” to see your current balance due. This changes monthly.

Only pay the invoiced amount. Do not pay ahead or overpay because that could delay processing. Stick to your monthly invoice amount.

If your financial or coverage situation changes, your premium costs may also change. Check invoices monthly to pay the correct new amount.

Payment Receipts

After paying your Molina bill online, by phone, or at a Payment Center, you’ll receive a payment confirmation receipt.

• Online payments – Your confirmation displays on screen after paying and emails to your address on file

• Phone payments – Receive a payment confirmation number to write down

• In-person payments – Get a printed receipt at the Payment Center

• Mailed payments – Keep your canceled check or money order stub as a receipt

Always keep or save payment confirmations and receipts as proof of payment in case any issues arise later.

Avoid Late Fees

Molina charges late fees if you do not pay your entire premium amount by the due date. The late fee is usually around $10 to $50.

Late fees also increase the longer your account stays past due. Pay as soon as possible after missing your due date to minimize late fees.

Setting up autopay through your bank account is a good way to avoid late fees. Autopay settings automatically pay your monthly premium on the due date.

Coverage Cancellation

If your account stays past due for an extended time, Molina may terminate your health coverage for nonpayment.

This leaves you uninsured. Plus, it can create issues when trying to enroll again during the annual open enrollment period.

Avoid cancellation by paying your entire outstanding balance as soon as possible. Or contact Member Services to discuss payment plan options.

Payment Assistance Programs

If you’re struggling to pay your monthly health insurance premiums, Molina offers programs to help. These include:

• Payment arrangements – Set up a customized repayment plan for outstanding balances

• Premium grace period – Gives extra time to pay past due balances

• ** Premium tax credits** – Lower your monthly costs based on your income

• Medicaid – Qualify for government-funded health coverage

Contact Molina Member Services to discuss enrollment in these programs if you need assistance.

Change Your Payment Method

Within your online Molina account, you can change your payment method any time. You can update the credit card or bank account used for paying your monthly premiums.

To change your payment method:

• Go to the “Payment Methods” section of your account
• Click “Add New Payment Method”
• Enter details for the new card or bank account
• Click “Save” to update

The new method becomes active immediately. You can delete old payment methods after adding a new preferred one.

Manage Your Molina Account

Sign into your secure Online Member Account regularly to:

• View your current balance and upcoming due date
• Make one-time payments
• Set up autopay for recurring payments
• Update your payment method
• View payment history and receipts
• Print invoices and account statements

Accessing your Molina account makes managing your payments quick and easy.

Contact Member Services for Help

If you have any issues making a payment or questions about your account, the Molina Member Services team can help.

Contact Member Services by phone or email:

Phone: (888) 858-3492Email: [email protected]

The Member Services team is available to assist Monday to Friday 8am to 8pm local time. Multilingual help is also available.

Paying Your Bill is Easy with Molina

Be sure to pay your invoice amount in full each month by the due date. And take advantage of autopay or payment help programs if you need assistance.

Paying your Molina bill on time keeps your health coverage active and avoids expensive complications. Use the right payment method for your needs and budget.